1-Article

SCIENTIFIC AND THEORETICAL BASIS FOR THE DEVELOPMENT OF THE ECONOMY OF UZBEKISTAN BASED ON THE CATEGORY OF PROPORTIONALITY

Turaev Shavkat

The article examines the scientific and theoretical aspects of the development of the economy of Uzbekistan based on the category of proportionality. The study proposes a concept of economic development based on proportionality and develops strategies for the transition to a green economy for the period up to 2030. The article presents statistical data, econometric models and forecasts based on them.

2-Article

SCIENTIFIC METHODS OF CLASSIFICATION OF ECONOMIC CONCENTRATION AND COMPETITIVE ENVIRONMENT: APPLICATION OF HHI AND CR3 INDICES IN UZBEKISTAN

Ruziyev Bakhtiyor

барқарор статистик база. Мақолада хусусийлаштиришни қўллаб-қувватлаш, кичик ва ўрта бизнесни рағбатлантириш ва рақобатбардош бозор муҳитини ривожлантириш бўйича халқаро стандартларни жорий этиш бўйича тавсиялар берилган.The article examines the application of international scientific methods to assess economic concentration and competitive environment based on the Herfindahl-Hirschman Index (HHI) and the CR3 concentration coefficient. The main focus is on theoretical aspects and the possibility of adapting these indicators to the conditions of the economy of Uzbekistan. The results of the study reveal the dominant role of state-owned enterprises, the low level of participation of small and medium businesses and the lack of a sustainable statistical base. The article offers recommendations to support privatization, stimulate SMEs and implement international standards for the development of a competitive market environment.

3-Article

THEORETICAL BASIS OF ORGANIZING THE DIGITAL ECONOMY IN COMMERCIAL BANKS

Kurbonova Durdona

The article analyzes the theoretical and practical foundations of organizing the digital economy in commercial banks. Digital transformation processes create opportunities to improve the efficiency of banking services, reduce operating costs and effectively meet customer needs. The study analyzes the impact of digital technologies, including mobile banking, Internet banking and security technologies, on the activities of commercial banks based on statistical data. Investment efficiency is predicted based on a regression model emphasizing the role of banks in digitalization.

4-Article

ANALYSIS OF THE EFFICIENCY OF ORGANIZATIONAL, ECONOMIC AND INVESTMENT ACTIVITIES OF JV OOO ``SAMAVTO``

Косимова Нозима

Although investments and the activities based on them provide financial and technological relief, this in turn emphasizes the need to take into account organizational and legal issues in the second stage of economic equilibrium. Today, investment activities based on innovation, digital technological change and alternative transformation processes are no longer sufficient; Business models must make maximum use of the production potential of their internal environment, increase their competitiveness in the external environment, i.e. in the market, and also increase their investment attractiveness. has become an urgent problem

5-Article

ISSUES OF ORGANIZATIONAL AND ECONOMIC ASSESSMENT OF MOTOR TRANSPORT SERVICES IN THE ACTIVITIES OF LOCAL GOVERNMENT BODIES

Kurbanova Maftuna

The article considers the improvement of the principles of state regulation of the service sector, taking into account the current state of development, servicization of the transport industry, and the formation of a modern economy. Fundamental changes occurring under the influence of each of the listed trends were identified, and the features of the current state of the service sector were analyzed. The article identified and disclosed the factors that determine the high rates of development of the service sector, one of which is the study of world experience in the field of state regulation of the transport system. Mechanisms that contribute to the optimization of the development of the transport sector were also identified. This will contribute to the comprehensive development of the industry.

6-Article

ANALYSIS AND ASSESSMENT OF THE STATE OF MARKETING DEVELOPMENT IN THE TELECOMMUNICATION SERVICES SECTOR OF UZBEKISTAN

Ochilov Laziz

The article is devoted to the scientific analysis of the development processes of the telecommunications services sector in the Republic of Uzbekistan. The study emphasizes the importance of marketing strategies, the impact of the digital economy on the telecommunications sector, economic efficiency indicators, investment management mechanisms, and promising areas for the implementation of innovative technologies. Proposals and recommendations for optimizing communication services have been developed.

7-Article

ORGANIZATIONAL AND ECONOMIC ANALYSIS OF LOGISTICS INFRASTRUCTURE IN THE CONTEXT OF ELECTRONIC TRADE DEVELOPMENT

Zaripov Alisher

The scientific article analyzes the role of logistics infrastructure and its organizational and economic aspects in the development of e-commerce. Based on statistical data, the efficiency, technological innovation and economic efficiency of the logistics system required to support e-commerce processes were studied. The article analyzes methodological approaches and economic efficiency of optimizing logistics services based on the regression model and TOPSIS technology. At the same time, using international experience and Uzbekistan as an example, the role of logistics infrastructure in the development of e-commerce is emphasized.

8-Article

STRATEGY FOR SOLVING PROBLEMS OF DEVELOPING INNOVATIVE ACTIVITIES OF NAVOI MINING AND METALLURGICAL PLANT

Kurbanova Mexriniso

This article presents the results of research aimed at developing the innovative activities of JSC Navoi KMK, its digital transformation and improving management processes. To increase the innovative potential of the enterprise, new strategies have been developed for the use of digital technologies, the introduction of a management project office, automation of production processes, and cost optimization. The study examined mechanisms for improving the efficiency of decision-making processes based on mathematical modeling and statistical analysis. These mechanisms contribute to increasing the overall efficiency of production and innovative activity of the enterprise.

9-Article

METHODOLOGY FOR DEVELOPING DIGITAL COMPONENTS OF TEXTILE INDUSTRY ENTERPRISES

Abdullayeva Dilfuza

This article is dedicated to clarifying the concept of digital components, proposing innovative solutions to improve the efficiency of textile enterprises, and analyzing their economic results.

10-Article

INCREASING THE EFFICIENCY OF ENTERPRISE INNOVATION ACTIVITY

Shaizlamova Muazzam

This article examines the issues of increasing competitiveness and expanding economic growth opportunities through the effective organization of innovative activities of enterprises. Special attention is paid to resource efficiency, the introduction of new technologies, staff training, and improving the internal management system of the enterprise as important factors for the development of innovative activities. This topic serves to ensure sustainable economic growth by supporting innovative development and is a key factor in strengthening the competitiveness of enterprises.

11-Article

PROSPECTS FOR INCREASING THE EFFICIENCY OF INNOVATION AND INVESTMENT ACTIVITIES IN DIGITALIZATION OF OIL AND GAS INDUSTRY ENTERPRISES

Jurabekov Mamurjon

В статье анализируются перспективы повышения эффективности инновационно-инвестиционной деятельности на предприятиях нефтегазовой отрасли. Изучаются процессы трансформации цифровых технологий, их экономическая эффективность, методы управления рисками. На основе метода «эффективности портфеля» разрабатываются уровень абсорбции риска инвестиций и их будущие перспективные прогнозные показатели. Также был проведен статистический анализ с использованием IBM SPSS Statistics для определения внедрения и эффективности современных технологий в нефтегазовом секторе.

12-Article

PROSPECTS FOR DEVELOPMENT OF ORGANIZATIONAL ECONOMIC ACTIVITIES OF “UZBEKNEFTEGAZ” JSC

Zuxurova Nargiza

This article analyzes the prospects for the development of the organizational and economic activities of Uzbekneftegaz JSC. The importance of using the Balanced Scorecard (BSC) model and introducing innovative production mechanisms in increasing the company`s efficiency is highlighted. Also, the results of forecasting the company`s production volume and increasing the technological level using the Cobb-Douglas production function are economically justified.

13-Article

MODERN SOLUTIONS OF THE DIGITAL ECONOMY IN POSTAL SERVICE PROVISION

Mamatkulov Ghulom

This article analyzes modern solutions of the digital economy in the provision of postal services. Digitization processes are aimed at increasing the efficiency of postal services, creating convenience for consumers and reducing operating costs. The study highlights the modernization of the postal industry through modern technologies, including blockchain, IoT (Internet of Things), artificial intelligence and big data analysis.

14-Article

APPLICATION OF ``EDUCATION DONORS`` MODEL AND ITS PROSPECTS IN INNOVATIVE ACTIVITY IN SELF-FINANCE OF HIGHER EDUCATION INSTITUTIONS

Rahimova Umidakhon

This article is devoted to the study of the introduction and prospects of the ``educational donors`` model in ensuring the financial stability of higher education institutions. In the rapidly changing global economic landscape, the issues of increasing the innovative potential of the higher education system and ensuring sustainable development by attracting the resources of private donors are analyzed.

15-Article

EFFECTIVENESS OF IMPLEMENTING ORGANIZATIONAL ARCHITECTURE STRATEGY IN PASSENGER SERVICE

Rakhmоnov Gayrat

This study is devoted to the development of an organizational architecture strategy to improve the efficiency of passenger service processes in railway transport. The study uses invariant analysis, clustering, and statistical evaluation methods. Diversification of services, clustering mechanisms, and digitalization opportunities are considered, and an efficiency analysis is conducted on the example of the Tashkent-Samarkand-Bukhara-Karshi route.

16-Article

THE ROLE OF ARTIFICIAL INTELLIGENCE IN THE DIGITALIZATION OF THE INSURANCE MARKET

Saidov Farrukh

This scientific article comprehensively analyzes the unique role of digital technologies, in particular, artificial intelligence (AI) in the insurance market, how it affects the processes of customer service, risk analysis and effective management of insurance operations. Artificial intelligence is considered as the main driving force in the digital transformation of the insurance market and is based on global experiences, in particular, the best practices of the USA, the European Union and Asian countries. The article presents foreign experience, scientific and methodological approaches and examples of their application in practice. The analytical data carried out within the framework of the study are presented using tables and figures.

17-Article

PARTICIPATION OF THE CREATIVE ECONOMY. HOW TECHNOLOGY AND CREATIVITY ARE CHANGING OUR WORLD

Yodgorova Mukhayyo

The advent of the fourth industrial revolution in the economic sector has come with a more interesting name, as the creative economy. The creative economy is currently one of the largest consumers of digital services [1]. The latest trend is also innovative production. It is important to emphasize that today`s generation of workers grow up with technology in their hands. Since the beginning of the development of the creative economy, there are some shortcomings, ranging from funding to technological barriers. In this article, you will learn how creativity and technology will affect the thinking of humanity.

18-Article

DEVELOPMENT OF THE DIGITAL AND CREATIVE ECONOMY WITHIN THE FRAMEWORK OF THE FORMATION OF A POST-INDUSTRIAL AND INFORMATION SOCIETY

Nabiyeva Anorgul, Mutalipova Zukhra

The article is devoted to theoretical approaches to assessing the development of digital, information and creative economies as one of the main models of post-industrial development of society. The article contains a conclusion that in the conditions of post-industrial society, a new type of economy is formed and developed, which is defined as a ``creative economy``, ``information economy``, ``digital economy``, ``knowledge economy``, ``intellectual economy``, ``innovative economy``, etc. Moreover, what is common to all these types of economies is that the main resource for socio-economic development and growth is the large-scale use of the latest scientific knowledge, innovative technologies and innovations in social production.

19-Article

THEORETICAL FOUNDATIONS OF THE USE OF DIGITAL TECHNOLOGIES IN THE DIGITAL ECONOMY AND MEDICAL SERVICES MARKET

Parpiyeva Malika

The article discusses the effectiveness of using digital technologies in the digital economy and medical services marketing. The article is devoted to trends in the digital economy, medical services marketing, and customer (patient) research in order to improve the quality of medical services by ensuring competition in the healthcare system, in particular, the medical services market. It presents methods that can be used to conduct analysis for each trend.

20-Article

PROBLEMS OF IMPLEMENTING DIGITAL TECHNOLOGIES IN BUSINESS PROCESSES AND WAYS TO OVERCOME THEM

Djalalov Jamoliddin

The article is aimed at assessing the effectiveness of implementing digital technologies in business processes. Digital transformation and its impact on business processes, problems of implementing digital technologies, analysis of the effectiveness of digital transformation and proposals are presented. The necessary approaches, resources and best practices for the successful integration of digital technologies into business processes are studied. Also, ways to increase the effectiveness of digital transformation are proposed.

21-Article

DEVELOPMENT OF CYBER-ECONOMIC ACTIVITY OF ENERGY INDUSTRY ENTERPRISES

Karabayev Eldor

The article analyzes the directions of development of cyber-economic activities of energy industry enterprises. The possibilities of increasing production efficiency, reducing costs and strengthening information security through the introduction of modern digital technologies are considered. The study analyzes the economic efficiency of digital technologies, the use of technologies such as IoT, AI and Big Data. It also provides proposals for developing a cybersecurity system and expanding cooperation at the national level.

22-Article

MODERN TRENDS IN MECHANISMS FOR ACHIEVING ECONOMIC SUSTAINABILITY OF AN ENTERPRISE

Iminova Nargizakhon

This article analyzes new approaches and current trends in achieving economic sustainability for enterprises. The company`s financial management, investment strategy, and use of innovative technologies are considered as important factors. A detailed analysis of mechanisms for adapting to the changing economic environment, as well as the impact of digital transformation and sustainability indicators on enterprise performance, is presented.

23-Article

THE IMPORTANCE OF STATE PROGRAMS, YEARS AND MEASURES IN THE FURTHER DEVELOPMENT OF THE COUNTRY`S ECONOMY

Bobojonova Zarnigor

The article analyzes the role and importance of state programs, year names, and measures being implemented in the further development of the country`s economy. The programs adopted by the state determine the main priority areas of socio-economic development and are of great importance in ensuring the well-being of the population. Issues such as modernization of economic sectors, introduction of innovations, and efficient use of resources are also studied.

24-Article

INVESTITSIYALAR QIYMATINI BAHOLASH BO‘YICHA SANOAT KORXONALARI FAOLIYATI

Rakhmonkulova Guliraʼno

Maqolada investitsiyalarning ahamiyati, mehnat bozoridagi o`zgarishlarning shakllanishi va rivojlanishiga ta`sir etuvchi sabablar va omillar, investitsiyalardan mamlakat sanoat sektorida foydalanish holati o`rganiladi, tahlil qilinadi va tavsiflanadi.

25-Article

FOREIGN COUNTRIES` EXPERIENCE IN INCREASING THE EFFICIENCY OF RAILWAY TRANSPORT SERVICES AND ITS APPLICATION LEVEL

Rakhmonov Gayrat

Railways are significantly superior to other types of land transport in terms of timely and high-speed mass transportation, and often demonstrate advantages in terms of energy efficiency, environmental impact, and other aspects. In addition, it is a means of transport that is widely used in everyday life, such as commuting to work and school, and plays an important role as the basis for regional development, which has a large external economic impact. The article presents relevant issues and studies world experience.

26-Article

IMPACT OF THE DIGITAL ECONOMY ON ECONOMIC GROWTH

Tarakhtiyeva Gulmira

This article examines the impact of the digital economy on economic growth. It analyzes the processes of economic efficiency and innovative development as a result of the introduction of digital technologies through factors such as e-commerce, digital infrastructure, artificial intelligence, and big data analytics. The study assesses the main indicators of the digital economy and models their impact on economic growth.

27-Article

SELF-BALANCING MECHANISM: DIMINISHING RETURNS TO CAPITAL IN THE SOLOW MODEL

Khurramov Shohboz

This article analyzes the diminishing returns to capital and its functioning as a self-balancing mechanism in the economy based on the Solow model. The study highlights the role of capital accumulation, technological development, and human capital investments in achieving economic stability. The article analyzes economic indicators for the last five years and presents their dynamics in figures and tables.

28-Article

SCIENTIFIC AND ECONOMIC BASIS OF DIGITALIZATION OF THE EMERGENCY SERVICE SYSTEM IN MEDICINE

Yangiboyev Umidjon

This article examines the scientific and economic aspects of digitization in the healthcare system, in particular, emergency services. Digital technologies allow for effective management of emergency services, reduction of service times, and accurate recording of patient status. The study analyzes the application of ICT technologies, the efficiency and economic impact of automated systems. It also proposes a new model based on existing infrastructure, network services, and geospatial data.

29-Article

THEORETICAL BASIS FOR ASSESSMENT AND MECHANISMS FOR REDUCING RISKS IN TEXTILE INDUSTRY ENTERPRISES

Khudaynazarova Dilorom

Today, the implementation of such measures as the creation of economic mechanisms aimed at assessing and reducing risks, improving existing mechanisms, as well as activating strategic ones, stimulates investment funds and management of investment flows aimed at increasing the efficiency of industrial enterprises in the country`s economy. Management of production activities taking into account the risks of further organizational and economic, technical and technological, financial stability and the priority of labor in the context of global economic changes, foreign experience has been studied in developing specific strategies, their implementation and a mechanism for ensuring economic stability with performance indicators, a study of risks and regulation of enterprises in our country, scientific, methodological and practical proposals and recommendations.

30-Article

IMPLEMENTATION OF THE CONCEPT ``SAFE CITY``

Iminov Akbarjon

In accordance with the Decree of the President of the Republic of Uzbekistan dated November 29, 2021 No. UP-27, the Concept of Public Security of the Republic of Uzbekistan was approved, which established the fundamental tasks for carrying out work on the creation and development of modern and intelligent systems for managing urban and territorial infrastructure, including the provision of services in the housing and communal services sector, transport logistics, emergency services, as well as their mutual integration and unification with a single hardware and software complex ``Smart City`` and ``Safe City`` [1]

31-Article

FINANCIAL MONITORING OF THE INVESTMENT ATTRACTIVENESS OF ``ALMALYK MINING AND METALLURGICAL PLANT`` JSC

Mukhitdinova Kamola

The article discusses methods for assessing additional financial sources of investment activity in the region. The author analyzed financial monitoring indicators and developed the results of Fibonacci financial correction trends for investment diversification.

32-Article

SCIENTIFIC EVALUATION BASIS FOR EXPANDING DIRECTIONS IN SERVICE ACTIVITIES

Gofurov Ravshan

This article discusses the process of diversifying the service activities of telecommunications enterprises and its strategic importance in modern economic conditions. The article analyzes the possibilities of increasing the competitiveness of telecommunications companies, reducing financial risks and creating new sources of income by expanding the service portfolio. It also discusses the scientific foundations of diversification strategies based on the Ansoff matrix, the Herfindahl-Hirschman index, the entropy index, Porter`s five forces model, the BCG matrix and the 5D model, and evaluates the effectiveness of the service system through their mathematical models. The prospects for the development of digital services are studied in the context of international experience and local conditions.

33-Article

ASSESSMENT OF INVESTMENT ACTIVITY IN AUTOMOBILE INDUSTRY ENTERPRISES OF UZBEKISTAN

Kasimova Nozima

This article discusses the current issues of investment activity in the automotive industry of Uzbekistan, existing problems, changes in production volumes and measures being taken in accordance with environmental requirements. It is noted that in recent years, the potential for automobile production and export has increased, and initiatives for the development of the electric vehicle industry have intensified. The article also draws attention to the role of investments in the context of dynamic instability in automobile production, domestic demand and the changing competitive environment. Changes in the volume of automobile production, passenger transportation, and bus production are analyzed in depth using tables and graphs.

34-Article

INNOVATIVE DIRECTIONS FOR INCREASING SERVICE EFFICIENCY IN TELECOMMUNICATIONS ENTERPRISES

Ibadullayev Sanjar

This study analyzes innovative approaches aimed at improving the efficiency of telecommunications enterprises in providing services. Within the framework of the study, advanced technologies and management methods were used to improve the quality of services, meet customer needs, and ensure competitiveness. The issues of optimizing service processes and creating comfortable conditions for users through the development of modern telecommunications infrastructure were discussed. The study highlights the results of the study based on the combination of theoretical and practical aspects and formulates relevant conclusions. The results obtained serve to further improve the activities of telecommunications enterprises.

35-Article

INCREASING THE INVESTMENT ATTRACTIVENESS OF THE AUTOMOBILE INDUSTRY OF UZBEKISTAN

Yakubova Dildar

The article examines the current state and development prospects of the automobile industry in Uzbekistan, including investment activities, production achievements and measures to improve the competitiveness of the industry. Specific results of investment projects are presented, including the creation of new jobs and the growth of production capacity. Proposals for the further development of the investment attractiveness of the industry are developed.

36-Article

OPPORTUNITIES FOR DEVELOPING THE ``ELECTRONIC MEDICAL SERVICES`` SECTOR IN UZBEKISTAN IN THE CONDITIONS OF THE DIGITAL ECONOMY

Parpiyeva Malika

The prospects for the development of the ``electronic medical services`` system in the context of the digitalization of the economy of Uzbekistan are highlighted. The article is devoted to the trends in the digital economy, medical services marketing, in order to improve the quality of medical services by ensuring competition in the healthcare system, in particular, in the medical services market, and presents methods that can be used to conduct an analysis of each trend.

37-Article

SOCIO-ECONOMIC AND LEGAL ANALYSIS OF THE PROVISION OF DIGITAL SERVICES IN THE COUNTRY

Khakimdjanova Dildora

This article highlights the importance of digital service governance in ensuring economic and social sustainability. It highlights the role of digital technologies such as artificial intelligence, cloud technologies, and blockchain in increasing efficiency and transparency. It also discusses the need for a legal and regulatory framework that supports digital transformation in Uzbekistan.

38-Article

PROSPECTS FOR DEVELOPMENT OF THE INSURANCE SECTOR IN UZBEKISTAN

Iminov Tokhirjon

This article analyzes the current issues and prospects for the development of the insurance sector in Uzbekistan. The article identifies the main problems, such as unhealthy competition, lack of reinsurance capacity, non-compliance with actuarial calculations, and shortcomings in the personnel training system. Also, based on foreign experience, specific proposals are given to improve the insurance market, increase financial stability, gain investor confidence, and provide quality customer service. The article is of practical importance for industry experts, researchers, and policymakers

39-Article

PROSPECTS FOR THE DEVELOPMENT OF MODERN SERVICES IN COMMERCIAL BANKS AND THEIR WAYS (ON THE EXAMPLE OF “ANOR BANK” JSC)

Erkinova Feruza

Тижорат банкларида замонавий банк хизматларини хамда банкларни муваффақиятли фаолияти фақат молиявий хизматлар билан боғлиқ эмас, балки уларнинг инноватив ва технологик ривожланишига ҳам бевосита боғлиқ. Бугунги кунда замонавий янги хизматлар ва технологияларни жорий қилиш, мижозларга сифатли ва тезкор хизматларни тақдим этиш, рақобатбардошликни оширишда рақамли банклар муҳим ўрин тутади. Тижорат банкларининг асосий йўналишларидан бири бу рақамли трансформация, шунингдек, мобил ва интернет банкинг хизматларини кенгайтириш янги банк маҳсулотларини ишлаб чиқиш ҳисобланади. Ушбу мақолада, тижорат банкларида замонавий хизматларни ривожлантириш истиқболлари ва уларнинг иқтисодиётга таъсири хамда замонавий банк хизматлари ҳақида сўз юритилади.

40-Article

WAYS TO INCREASE THE FINANCIAL STABILITY OF COMMERCIAL BANKS

Khakimova Maftuna

The impact of internal (resource base, liquidity, risk management) and external (economic crises, market conditions) factors on bank stability is considered, and recommendations are made to increase the level of capitalization and investment activity. The experience of increasing the authorized capital of banks in Uzbekistan based on Resolution No. PQ-3066 of 2017 is used as an example to substantiate the importance of reforms that serve to create a solid foundation for the banking system.

41-Article

ECONOMIC FEATURES OF MECHANISMS FOR WORKING WITH PROBLEM LOANS IN COMMERCIAL BANKS

Khoshimov Khasan

This article provides information on the analysis of the current state of work with problem loans in commercial banks, which is a serious threat to the stability of the banking system and will have a negative impact on the financial stability of the bank in the future. This study examines modern methods of managing problem loans in commercial banks and ways to improve them. The work covers the issues of analyzing the loan portfolio, assessing risks, improving the credit monitoring system and developing restructuring mechanisms.

42-Article

ASSESSMENT OF THE GREEN INVESTMENT AND GREEN STRATEGIC STATE OF “ALMALYQ KMK” JSC

Ramatov Zafarbek

This study analyzes the activities of “Almalyq KMK” JSC on the path to a green economy, environmental performance indicators, green investment strategies and experiences in implementing a circular economy. Production efficiency, resource utilization rate, waste reduction, recycling infrastructure and transition to green energy sources were assessed based on numerical indicators. A sustainable development strategy was developed based on the green economic labor efficiency, environmental costs, energy saving level and economic results of innovative activities. The study was conducted in accordance with the “Uzbekistan-2030” strategy and international environmental principles, and practical proposals were formulated.

43-Article

STAGES OF IMPROVEMENT OF BANKS` ASSETS AND LIABILITIES MANAGEMENT

Atajonov Alisher

This article systematically studies the stages of improving the process of managing assets and liabilities of commercial banks and modern approaches aimed at increasing their efficiency. In particular, the methods of risk management, capital and liquidity management used to optimize banking activities are analyzed, comparative analysis is carried out with the best practices of foreign banks. Also, problems encountered in asset and liability management are identified and practical and strategic recommendations are developed to eliminate them.

44-Article

FIRMOGRAPHIC ANALYSIS OF THE STATE UNITARY ENTERPRISE ``AUTOTRANSPORT SERVICE`` UNDER THE TASHKENT CITY KHOKIMIYAT

Kurbanova Maftuna

This article is devoted to the firmographic analysis of the State Unitary Enterprise (SUE) ``Autotransport Service`` under the Tashkent City Khokimiyat. Firmographic analysis allows you to deeply study the activities of the enterprise, identify its strengths and weaknesses, assess the level of competitiveness and develop a strategy for further development. The article considers the issues of the organizational and economic form and type of activity of the SUE, its place in the market, the level of competitiveness. In addition, the article provides an analysis of the financial condition and economic efficiency of the SE ``Autoservice``, service provision processes, development prospects and recommendations.